Financial expert, Elaine Miranda, tells us about scenarios in which credit cards can be both helpful and hurtful for individuals attempting to gain control over their finances.

Financial blog author, Elaine Miranda, explains that while there are different strategies to get out of debt, the method one chooses is less important than the ability to change the habits of consumption that got that individual into debt in the first place.

Not only does our filmmaker continue with his diatribe against the state of society as he finds it in Nicaragua, but the story takes an investigative turn. We find that not only doesn’t sponsored-child Christina del Carmen match the photo that had been supplied by Ayuda en Acción, she is also not yet enrolled in a school.