Meet Francisco Javier, a passionate apprentice at the Circo Infantil Americano, and learn that a circus is a serious business, where hard work is always required. But the long hours of rehearsal are rewarded with family-like treatment and access to one of the most magical places on earth.

We all know how magical a circus ring can be: crazy clowns, fearless acrobats, smart animals and all kind of colorful and dreamlike acts. But here, at the Circo Infantil de Nicaragua the real magic happens backstage, where we learn that a good show takes a lot of dedication, hard work and passion.

Elaine continues to talk about personal finances, including the Fifty-Two-Week Saving Challenge and how to talk to kids about finances.

Financial expert, Elaine Miranda, tells us about scenarios in which credit cards can be both helpful and hurtful for individuals attempting to gain control over their finances.

Financial blog author, Elaine Miranda, explains that while there are different strategies to get out of debt, the method one chooses is less important than the ability to change the habits of consumption that got that individual into debt in the first place.

Acclaimed financial blog author, Elaine Miranda, gives us some tips to manage our personal finances and get out of debt, particularly in January following the financial excess that often accompanies the holidays.