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Essential Business Transaction Vocabulary in Spanish

If you're looking to conduct business in Spanish-speaking countries or with Spanish-speaking clients, learning key business transaction vocabulary is crucial. Whether you're buying, selling, negotiating, or closing deals, these essential Spanish terms will help you navigate the world of business transactions with confidence. Let's dive into some of the most important business vocabulary you'll need!

 

business spanish transaction

 

Basic Transaction Terms in Spanish Business

One of the first things you'll need to know when conducting business in Spanish are the basic words for buying and selling.

 

Comprar (to buy)

 

Tenemos que ir a comprar algo de comer.

We have to go buy something to eat.

Caption 40, Extr@: Extra en español Ep. 1 - La llegada de Sam - Part 4

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Vender (to sell)
 

vamos a vender productos

we're going to sell products

Caption 12, Santuario para burros Tienda solidaria

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Pagar (to pay)

 

Vas a tener que pagar más dinero.

You're going to have to pay more money.

Caption 9, Fermín Frases y expresiones - Part 2

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These three verbs form the foundation of any business transaction. You might hear them in various contexts, from small retail purchases to large corporate deals.

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Products and Merchandise Vocabulary

When discussing business transactions, you'll need vocabulary to describe what you're buying or selling.

 

Mercancía (merchandise)

 

¿Ustedes vienen a hacer un negocio y no tienen plata para la mercancía?

You guys come to do business, and you don't have money for the merchandise?

Caption 44, Pablo Escobar, el patrón del mal Capítulo 1 - Part 6

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Producto (product)
 

estamos ofreciendo productos de calidad,

are offering quality products,

Caption 10, Otavalo Taller Milmarte

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Bienes y servicios (goods and services)

 

El comercio internacional se refiere a la compra y venta de bienes y servicios entre países.

International trade refers to the buying and selling of goods and services between countries.

Captions 7-8, Vocabulario de noticias Economía - Part 2

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Suministros (supplies)
 

La producción interna de suministros ha disminuido

The internal production of supplies has decreased

Caption 45, Zulbany y Micheel La situación en Venezuela

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Essential Spanish Business Vocabulary for Negotiations

Once you've established what you're buying or selling, you'll likely need to negotiate the terms.

 

Negocio (business/deal)
 

que era trabajar con vino y hacer un negocio.

which was to work with wine and create a business.

Caption 15, Montserrat Cata de vinos - Part 1

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Cotizar (to quote a price)
 

nosotros vamos a cotizar más bajo,

we are going to quote lower

Caption 64, Muñeca Brava 2 Venganza - Part 4

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Oferta (offer/sale)
 

yo voy a hablar con el señor Martínez, a hacerle una oferta también.

I'm going to talk to Mister Martínez, to make him an offer too.

Caption 17, Confidencial: Asesino al Volante Capítulo 4 - Part 5

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Descuento (discount)
 

Además, me han regalado un veinticinco por ciento de descuento

In addition, they gave me a twenty-five percent discount

Caption 19, Fermín y Manuel El pasado - Part 2

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Regatear (to haggle/bargain)
 

Por cierto, el precio se puede negociar; a eso lo llamamos en español "regatear".

By the way, the price can be negotiated; in Spanish we call that "regatear" [to bargain].

Caption 35, Fuengirola Mercado

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These terms are essential when discussing prices and trying to reach an agreement that benefits both parties.

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Finalizing Transactions in Spanish

After negotiations, it's time to finalize the deal using these important terms.

 

Transacción (transaction)
 

que realizan transacciones de productos financieros.

that carry out financial product transactions.

Caption 10, Vocabulario de noticias Finanzas - Part 3

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Contrato (contract)
 

La última noticia es que habíamos conseguido un contrato de larga duración.

The latest news is that we had gotten a long-term contract.

Caption 14, Negocios Problemas laborales - Part 3

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Factura (invoice)
 

Cuando llegamos a enero y tenemos estas facturas y estas cuentas,

When we get to January and we have these invoices and these bills,

Caption 14, Cuentas claras Sobreviviendo enero - Part 1

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Recibo (receipt)
 

se me lleva el recibo.

it takes the receipt from me.

Caption 31, Confidencial: Broma pesada Capítulo 2 - Part 14

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Business Relationship Terms

Building strong relationships is crucial in the business world, particularly in Spanish-speaking countries where personal connections often matter greatly.

 

Cliente (client/customer)
 

Ah, y más que nada, que nos gusta mucho atender al cliente,

Oh, and more than anything, we really like to take care of the customer,

Caption 23, Yabla en Yucatán Jorge

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Proveedor (supplier)
 

y el proveedor no ha retirado.

and the supplier has not removed.

Caption 23, Los Reporteros Sembrar, comer, tirar - Part 3

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Socio (partner/associate)
 

Él es Rafael, es mi socio.

He's Rafael, he's my partner.

Caption 85, 75 minutos Gangas para ricos - Part 18

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These terms define the various relationships you'll establish while conducting business in Spanish.

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Common Spanish Business Phrases

Finally, here are some useful phrases that will help you sound more natural in business conversations:

 

Hacer negocios (to do business)
 

Fue un placer hacer negocios con usted, ¿eh?

It was a pleasure doing business with you, huh?

Caption 43, Confidencial: El rey de la estafa Capítulo 5 - Part 7

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Montar un negocio (to start/set up a business)
 

queremos montar un negocio

we want to start a business,

Caption 50, Confidencial: Broma pesada Capítulo 5 - Part 14

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Llegar a un acuerdo (to reach an agreement)
 

y tiene el sentido de llegar a un acuerdo,

and has the sense of reaching an agreement,

Caption 29, Aprendiendo con Silvia Significados, usos y expresiones con "quedar" - Part 1

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Firmar un contrato (to sign a contract)
 

Y, no, lo que pasa es que aparte le hice firmar un contrato.

And, no, the thing is that on top of that I made her sign a contract.

Caption 7, Muñeca Brava 18 - La Apuesta - Part 10

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Practice Your Spanish Business Vocabulary

Let's practice what we've just learned with the following brief conversation between a supplier and a business owner:

 

Ana: Buenos días, señor García. Soy Ana Rodríguez, representante de Suministros Globales. | Good morning, Mr. García. I'm Ana Rodríguez, representative of Global Supplies.

 

Sr. García: Estoy interesado en comprar nueva mercancía para mi tienda. | I'm interested in buying new merchandise for my store.

 

Ana: Podemos cotizarle precios competitivos si busca hacer un negocio a largo plazo. | We can quote you competitive prices if you're looking to make a long-term business deal.

 

Sr. García: Actualmente trabajo con otro proveedor, pero ¿ofrecen algún descuento? | I currently work with another supplier, but do you offer any discounts?

 

Ana: Para clientes nuevos, ofrecemos 15% en su primera transacción. | For new clients, we offer 15% off on their first transaction.

 

Sr. García: Suena bien, aunque tendré que regatear. ¿Podríamos llegar a un acuerdo de 20%? | Sounds good, though I'll have to bargain. Could we reach an agreement of 20%?

 

Ana: Podemos ofrecer 18%. Si le parece bien, podemos firmar un contrato hoy. | We can offer 18%. If that works for you, we can sign a contract today.

 

Sr. García: Me parece justo. Estoy pensando en montar un negocio adicional el próximo año. | That seems fair. I'm thinking about setting up a business next year.

 

Ana: Excelente. Prepararé la factura y le entregaremos su recibo cuando pague. | Excellent. I'll prepare the invoice and we'll give you your receipt when you pay.

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Expand Your Business Spanish with News Vocabulary 📰

If you're enjoying learning business vocabulary in Spanish, don't miss our "Vocabulario de noticias" series! This collection of 10 videos is perfect for beginners and intermediate learners who want to understand Spanish news related to finances, the economy, international politics, and the environment.

 

Carlos guides you through essential vocabulary that will help you follow business and economic news in Spanish-speaking media. Take your business Spanish to the next level by learning how these terms are used in real-world contexts!

 

Master Spanish Business Vocabulary Today

Having these essential business transaction terms in your Spanish vocabulary is a great starting point for conducting business in Spanish-speaking environments. The more you practice using these terms in real-life situations, the more comfortable you'll become navigating business transactions in Spanish.

 

Remember that business practices may vary between different Spanish-speaking countries, so it's always good to research specific cultural business norms for the region you're working with.

 

Don't forget to send us your questions and comments about business vocabulary in Spanish. ¡Buena suerte con tus negocios!

 

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Vocabulary

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How to Use Direct and Indirect Object Pronouns - Part 1

How to Use Direct and Indirect Object Pronouns - Part 2

Direct and indirect object pronouns in Spanish are used to substitute indirect and direct objects. This lesson explores the proper way to do these substitutions using examples from our catalog of videos.

 

The direct and indirect object pronouns in Spanish are identical except for the third-person singular and plural (him, her, it, them)  and the second-person formal (you) forms:

 

Subject pronouns       Direct object pronouns      Indirect Object pronouns  

 

yo

 

I

   

  

me me     me me

 

 

you   te you   te you

 

él, ella, usted

 

he,

she,

you (formal)

  lo, la

        him,

her,

it,

you

  le him, her, you

 

nosotros, nosotras

 

we   nos us   nos us

 

vosotros, vosotras

 

you (plural familiar)   os you (plural familiar)   os you (plural familiar)
ellos, ellas, ustedes      they,           you (plural       formal)   los, las them, you (plural formal)   les them, you (plural formal)

 

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So, the pronoun me is used to substitute either the direct object, as in:

 

A Adícora me trajo el viento.

The wind brought me to Adícora.

Caption 7, Adícora, Venezuela - Darío y el Kitesurfing

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Or the indirect object, as in:

 

Mi papá había ido a Nueva York

My father had gone to New York

en un viaje de negocios y me trajo unos discos.

on a business trip and brought me some records.

Caption 1, Carli Muñoz - Niñez

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In the previous example, me is the indirect object, while unos discos (some records) is the direct object, which is a plural masculine noun that according to our table is substituted by los (them). So, to substitute both objects you must say: me los trajo (he brought them to me).

 

Now, the pronoun te is used to substitute either the direct object:

 

Y de este lado sólo te revuelca,

And from this side it only pushes you around,

pero del otro lado te come.

but from the other side it eats you.

Captions 37-38, Antonio Vargas - Artista - Comic

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or the indirect object:

 

Bueno y por eso te traje las aspirinas.

Well, and that's why I brought you the aspirins.

Caption 43, Muñeca Brava - 2 Venganza

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In the previous example, te is the indirect object, while las aspirinas (the aspirins) is the direct object, which is a plural feminine noun that according to our table is substituted by las (them). So, to substitute both objects you must say: te las traje (I brought them to you).

 

For the third person of singular (him, her, it & formal "you"), though, Spanish uses lola for direct object and le for indirect object. So, for a feminine noun as cicatriz (scar) in the direct object position we use la (in genderless English we use "it"):

 

Porque tiene una pequeña cicatriz en el brazo que sólo yo conozco

Because he has a small scar on his arm that only I know about

porque se la hizo jugando conmigo.

because he got it playing with me.

Captions 41-42, Yago - 10 Enfrentamientos

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For a masculine noun as pollo (chicken) in the direct object position we use lo (again, English uses "it"):

 

Ya tenemos listo aquí nuestro pollo.

We already have our chicken ready here.

Y lo decoramos con un poco de ajonjolí y cebollín.

And we decorate it with a bit of sesame seeds and chives.

Captions 17-18, [Bears in the Kitchen] Osos en la cocina - Pollo asiático

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Take note that lo and la are also used for usted (the formal you) in the direct object position. Lo is used for a noun in the direct object position that designates a male person (Morgan):

 

Morgan, la Señorita Victoria

Morgan, Miss Victoria

está enterada de su regreso y lo espera en el escritorio.

is aware of your return and awaits you in the study.

Caption 29, Muñeca Brava - 18 - La Apuesta

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Or la for a noun in the direct object position that designates a female person (let's say Ms. Gonzalez):

Señora Gonzalez, el doctor la verá a las diez.
Ms. Gonzalez, the doctor will see you at ten.

 

On the other hand, the indirect object uses a different pronoun le (him, her, it & formal "you"). So, for a masculine noun like muchacho (boy) in the indirect object position we use le:

 

Otro muchacho que nunca escuchó

Another boy that never listened

Los consejos que su madre le dio

To the advice his mother gave him

Captions 40-41, La Secta - Consejo

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And we would also use le if we were talking about una muchacha (a girl):

Otra muchacha que nunca escuchó los consejos que su madre le dio
Another girl that never listened to the words of advice his mother gave her

 

Equally, we use le if we are addressing someone formally:

Usted que nunca escuchó los consejos que su madre le dio
You who never listened to the words of advice your mother gave you

 

Got it? Now a test. How do you substitute not only the indirect object (muchacho, muchacha, usted), but also the direct object los consejos (the words of advise) in the previous examples? This is how:

 

Otro muchacho que nunca escuchó los que su madre le dio
Another boy that never listened to the ones his mother gave him

 

Otra muchacha que nunca escuchó los que su madre le dio
Another boy that never listened to the ones his mother gave her

 

Usted que nunca escuchó los que su madre le dio
You who never listened to the ones your mother gave you

 

It's interesting to note how English can't use "them" to replace "the words of advise" in this particular construction because the wording is odd (it's somehow odd in Spanish as well). So let's simplify the example (the indirect object and indirect pronouns appear in bold):

 

Mamá dio unos consejos al muchacho / Mamá se los dio.
Mom gave the boy some words of advise / Mom gave them to him.

 

Mamá dio unos consejos a la muchacha / Mamá se los dio.
Mom gave the girl some words of advise / Mom gave them to her.

 

Mamá dio unos consejos a usted / Mamá se los dio. 
Mom gave you some words of advise / Mom gave them to you.

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As you can see, it was now possible to use "them" to replace "the words of advise" in English. But did you notice that Spanish used se instead of le to replace the indirect object this time! Why is that? Well, that's because in Spanish there's a special rule for combining pronouns: when le(s) and lo(s)/la(s) would end up next to each other in a sentence you must use se instead. So you can never say Mamá le los dio, you must say Mamá se los dio. We will learn more about this rule and continue with the plural forms of the direct and indirect pronouns in Part II of this lesson.